Team Lead – Credit Direct Busines

Job Summary

We are looking for a suitable and qualified candidate to fill this role. The role holder wil Drive Customer acquisition within the Business space, Drive asset creation and portfolio growth of the business space , Selling existing Digital Lending products to prospective and existing merchants and SMEs, People Management. Lead a team to deliver set goals and objectives within the CD Business space.

Job Details

Customer Acquisition & Retention:

• Drive customer acquisition on digital lending products within the Business space. 
• Ensure retention of customers within the business space.

Asset Growth:

• Drive loan creation and asset growth within the business space.

Revenue Generation and Growth:

• Drive revenue growth from lending products and solutions within the business space.

Stakeholder Management:

• Liaise with relevant internal stakeholders to ensure viability of the lending products within the business space.

People Management:

• Manage relationship managers’ performance. 
• Drive the RMs to achieve the teams’ set targets across different product lines. 
• Deploy strategies to ensure team performance and growth.

Requirements

Education/ Professional Qualification:

• • Minimum of 10-12 years of sales/relationship management of SMEs/Businesses within the Financial services industry. Specifically, Banking or FinTech’s. 
• Minimum of 5 years’ experience managing/leading a sales/product management team within the SME space. 
• Expert knowledge of risk asset creation for SME’s and businesses specifically within the Education, Trading, FMCG and E-commerce sectors. 
• Expert knowledge of credit risk management principles.

Competencies Requirement:

Technical:

• Profound knowledge of credit risk management and lending principles.
• Excellent sales presentation skills. (verbal & written).

Behavioural:

• Entrepreneurial Mindset 
• Excellence 
• Execution 
• Energy 
• Empathy 
• Evolution 
• Emotional Intelligence 
• Business Acumen 
• Decision-Making 
• Result Oriented 
• Communication, written & verbal 
• Stakeholder Management 
• Analytical Thinking 
• Managing Risk 
• Service Orientation

Benefits

At Credit Direct Limited, we value our employees and strive to provide a comprehensive benefits package that recognizes their contributions and supports their well-being. As part of our commitment to a positive work environment, we offer the following benefits:

Competitive Salary: We offer a competitive salary structure that is commensurate with industry standards and recognizes the skills and experience of our employees.

Quarterly Performance Pay: We recognize and reward exceptional performance. Our quarterly performance pay program allows employees to earn additional compensation based on their individual and team achievements.

Transport Subsidy: We understand the importance of accessible transportation for our employees. To assist with commuting expenses, we provide a transport subsidy to help alleviate the financial burden associated with travel to and from work.

Staff Bus: We offer a convenient and reliable staff bus service for eligible employees, ensuring a comfortable and stress-free commute to the workplace.

Hybrid Work: We believe in providing flexibility and work-life balance. Our hybrid work policy allows eligible employees to work remotely for a certain number of days per week, promoting a healthy work-life integration.

13th Month Salary: As an additional financial benefit, we provide a 13th-month salary to our employees. This extra payment, usually received at the end of the year, serves as a bonus and acknowledges their dedication and commitment throughout the year.

Leave Allowance: We recognize the importance of taking time off for rest and relaxation. In addition to annual leave entitlement, we provide a leave allowance to eligible employees, offering financial support during their vacation time.

Profit Sharing: We believe in sharing our success with our employees. Through our profit-sharing program, eligible employees have the opportunity to receive a share of the company's profits, providing an additional incentive for their dedication and hard work.

These benefits are designed to support our employees' financial well-being, work-life balance, and professional growth. We continuously review and enhance our benefits package to ensure that it remains competitive and aligned with the needs and preferences of our valued employees.

About Company

Credit Direct Finance Company Limited

https://creditdirect.seamlesshiring.com

Credit Direct is the Fintech arm of the FCMB Group.