Reconciliation Officer (Kogi, Osun, Niger State)

Job Summary

The Reconciliation Officer is responsible for ensuring the accuracy and integrity of financial records by performing regular reconciliations of accounts. This role involves reviewing and reconciling discrepancies between internal records and external statements, identifying errors, and resolving issues in a timely manner. The Reconciliation Officer will collaborate with various departments to ensure financial data is accurate, complete, and compliant with company policies and industry regulations.

Job Details

• Conduct thorough post-disbursement checks to ensure that loans are properly set up and aligned with payroll deduction schedules, minimizing errors and ensuring smooth repayment processes.
• Establish and maintain strong relationships with employer payroll units, ensuring effective communication and collaboration to facilitate accurate and timely payroll deductions.
• Monitor loan repayments to ensure they are received promptly and accurately, addressing any discrepancies or issues in a timely manner to maintain financial accuracy.
• Regularly review and analyze loan portfolios to assess health and performance, identifying potential risks and areas for improvement to enhance overall portfolio stability.
• Proactively identify, investigate, and resolve any discrepancies or issues related to loan setups, payroll deductions, or repayments, ensuring that all financial records are accurate and up to date.
• Prepare and present regular reports on loan setups, payroll deductions, and portfolio health to management, providing insights and recommendations for process improvements.

Requirements

• Bachelor’s degree in accounting, Finance, Business Administration, or a related field.
• Proficiency in financial management software and tools; strong understanding of payroll systems and loan management.
• Strong analytical skills with the ability to assess financial data, identify discrepancies, and implement corrective actions.
• Strong analytical skills with the ability to assess financial data, identify discrepancies, and implement corrective actions.

Benefits

At Credit Direct Limited, we value our employees and strive to provide a comprehensive benefits package that recognizes their contributions and supports their well-being. As part of our commitment to a positive work environment, we offer the following benefits:

Competitive Salary: We offer a competitive salary structure that is commensurate with industry standards and recognizes the skills and experience of our employees.

Quarterly Performance Pay: We recognize and reward exceptional performance. Our quarterly performance pay program allows employees to earn additional compensation based on their individual and team achievements.

Transport Subsidy: We understand the importance of accessible transportation for our employees. To assist with commuting expenses, we provide a transport subsidy to help alleviate the financial burden associated with travel to and from work.

Staff Bus: We offer a convenient and reliable staff bus service for eligible employees, ensuring a comfortable and stress-free commute to the workplace.

Hybrid Work: We believe in providing flexibility and work-life balance. Our hybrid work policy allows eligible employees to work remotely for a certain number of days per week, promoting a healthy work-life integration.

13th Month Salary: As an additional financial benefit, we provide a 13th-month salary to our employees. This extra payment, usually received at the end of the year, serves as a bonus and acknowledges their dedication and commitment throughout the year.

Leave Allowance: We recognize the importance of taking time off for rest and relaxation. In addition to annual leave entitlement, we provide a leave allowance to eligible employees, offering financial support during their vacation time.

Profit Sharing: We believe in sharing our success with our employees. Through our profit-sharing program, eligible employees have the opportunity to receive a share of the company's profits, providing an additional incentive for their dedication and hard work.

These benefits are designed to support our employees' financial well-being, work-life balance, and professional growth. We continuously review and enhance our benefits package to ensure that it remains competitive and aligned with the needs and preferences of our valued employees.

About Company

Credit Direct Finance Company Limited

https://creditdirect.seamlesshiring.com

Credit Direct is the Fintech arm of the FCMB Group.